FOR MERCHANTS
When you get paid,
you're paid.
ONRAI gives merchants instant settlement with zero ambiguity.
THE MERCHANT PROBLEM
What Merchants Deal With Today
"Payment received" but settlement is delayed
Pending states and reversals
End-of-day reconciliation
Hardware and setup costs
No real-time balance clarity
A payment that isn't settled is not real money.
THE ONRAI SOLUTION
Payment = Settlement
On ONRAI, when a customer pays, your balance updates instantly. No waiting. No pending states.
If the payment succeeds, the money is yours immediately.
HOW PAYMENT WORKS
Four Steps. Done.
01
Generate QR
Open merchant wallet. Show QR.
02
Customer Pays
Customer scans and confirms.
03
Settlement Happens
Your balance updates instantly.
04
Done
Money is yours immediately.
MERCHANT BENEFITS
What You Get
Real-time
Instant Balance
Your balance updates the moment a payment succeeds.
Transparent
Clear Records
Every payment has a clear record. No hidden states.
Phone Only
Zero Hardware
Accept payments using just your phone.
WHO IS THIS FOR
Built for You
Small retail stores
Cafes and food counters
Freelancers and service providers
Informal sellers
Closed communities